Healthcare rates are rising. We're doing the opposite.

Healthsharing isn’t new, but how we do it is. While most healthcare organizations raised their rates this year, at Liberty HealthShare we lowered our costs. That means more affordable monthly contributions and the same community support when medical needs arise.

Browse our programs.

This is how health sharing works.

Explore additional program perks.

Go further with Liberty Dental and Liberty Vision.

Liberty HealthShare members enjoy lower healthcare costs at a time when so many others are raising theirs.

Over $78 million shared year-to-date

Average time to share is 30-45 days

2025 YTD

Over 170,000 families helped and counting

Monthly share reports published for full transparency

View our latest SharePower Report

Members saved over $300 million off of billed charges through repricing in 2024

That’s a discount of more than 66%.
See how this works.

Yearly audits by independent third-party

Yearly audits by an independent third-party

View our latest audit reports

Family Programs
starting at
$319/mo
No Child Limit

Get an Estimate

Couples Programs
starting at
$169/mo
Up to Two People

Get an Estimate

Single Programs
starting at
$89/mo
Our Programs for Singles

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Liberty Essential
starting at
$160/mo
Balances affordability with wellness support. Preventive services are eligible for sharing with a 20% Co-share. Other non-preventative services are subject to your annual unshared amount (AUA) and Co-share.

Get an Estimate

Liberty Connect
starting at
$211/mo
Offers higher sharing limits and lower Co-share percentages, ideal for those who want the opportunity for broader support, and value preventive care.

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Liberty Unite
starting at
$261/mo
Our most comprehensive option, designed for those seeking maximum peace of mind and the greatest opportunity for support, with no co-share after your annual unshared amount (AUA) is met.

Get an Estimate

Not sure where to start? We’ll help you find your fit.

Choosing a healthsharing program can feel overwhelming. In as little as 3 minutes, our quick guide can recommend the Liberty HealthShare options that may fit your family, your lifestyle, and your budget so you can join our powerful community with confidence.

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This is how healthsharing works.

As a community of like-minded, health-conscious individuals and families rooted in a deep faith, members voluntarily share one another’s burdens and support each other in times of need. This is how our members walk together where faith and healthcare unite.

You Contribute

Visit provider of choice

Show Member ID Card

Provider sends bill to us

Members share your expense

Liberty HealthShare members contributing their monthly share amounts via ShareBox

Contribute your monthly share amount.

Visit any provider or medical facility of your choosing.*

* However, selecting a provider who participates in the Private Healthcare Systems (PHCS) network may reduce your likelihood of receiving a balance bill—charges beyond what is considered fair and reasonable.

Liberty HealthShare members show their Liberty HealthShare membership ID card

Present your Liberty HealthShare Member ID card.

providers send bills to Liberty HealthShare

The provider can send your bill to Liberty HealthShare electronically for review and processing.

Liberty HealthShare members share members' eligible medical bills

Liberty HealthShare facilitates member sharing for your eligible medical expenses by sending a member-sharing check to you or your provider.

You contribute

Contribute your monthly share amount.

Visit provider of choice

Visit any provider or medical facility of your choosing.*

Show member ID card

Present your Liberty HealthShare Member ID card.

Provider sends bill to us

The provider sends your bill to Liberty HealthShare electronically for review and processing.

Members share your expense

Liberty HealthShare facilitates member sharing for your medical bill by sending a member-sharing check to you or your provider.

* However, selecting a provider who participates in the Private Healthcare Systems (PHCS) network may reduce your likelihood of receiving a balance bill – charges beyond what is considered fair and reasonable – which are not eligible for sharing.

Additional Program Perks

Liberty HealthShare members can take advantage of additional services that help drive down healthcare costs. The HST Connect tool can help you find the most affordable procedures and providers. Telehealth services are eligible for sharing in full for both non-emergency illnesses and mental wellness and are available through Careington to most members. Members are also eligible for discounts of 50% to 95% on most generic drugs and 10% to 45% on brand name drugs through GetMoreRx.

Add Liberty Dental for even greater savings.

The Liberty Dental Sharing Program is available as an optional add-on to a Liberty HealthShare medical sharing program. Our dental sharing program can help you get member sharing for the dental care you need at an affordable cost.

See any licensed dentist of your choice
Receive up to 100% sharing of eligible dental preventative care expenses
Low monthly share amounts
Low AUA amounts

Add Liberty Vision to see yourself save even more.

The Liberty Vision Sharing Program is available as an optional add-on to a Liberty HealthShare medical sharing program. This program can help you get member sharing for the vision expenses you need, within a powerful national network of providers, at an affordable cost.

Made possible through engaging the services of independent vision administrator NVA
Competitive monthly share amounts for singles, couples, and families
Choose from more than 100,000 licensed Optometrists, Ophthalmologists, or Opticians within the NVA network
Eye examinations, contact lenses, glasses lenses, and frames eligible for sharing.