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Healthshare Buyer’s Guide

If you’re looking for a more affordable way to assist with healthcare costs, let this be your guide. It will walk you through the benefits of becoming part of a medical cost-sharing community.

A Different Approach To Healthcare

Liberty Healthshare is a non-profit Healthcare Sharing Ministry. We are not insurance, but provide you the opportunity to team with a group of people who share your same Christian values and desire for more affordable healthcare.

Members share one another’s medical expenses. Monthly contributions are voluntary gifts. Liberty HealthShare serves only to facilitate this mutual sharing. We direct your gifts to those who have eligible expenses. Sharing Members regularly participate each month by contributing at least the suggested Monthly Share Amount.

A More Affordable Option

We are proud that Liberty HealthShare is not insurance. We take our commitment to responsibly facilitate our members’ resources very seriously, which is why our community only shares eligible, reasonably priced medical expenses.

The Monthly Share Amount is determined by a majority vote
of the Board of Directors. It is based upon three criteria:

The number of bills submitted by members for sharing.
The amount needed to administer the program.
The number of participating members.
If there are any changes to the monthly share, members are given at least 60 days notice. And you can withdraw your membership at any time.

Belong To A Community

By becoming a Liberty HealthShare member, you’ll be part of a group of like-minded people. People who share the same interests and beliefs.

Members highly value the spiritual principle that our bodies are gifts from God. We believe that we must respect and care for our physical bodies. We also have an ethical obligation to our fellow members to live healthy lives and make wise choices so as not to place any unnecessary burdens on those who are sharing with us.

This includes:
  • Refraining from tobacco and drugs
  • Following scriptural guidelines on the use of alcohol
  • Exercising and maintaining a healthy diet

Your healthshare community agrees to share your medical expenses through voluntary giving, not because of legal obligation. As self-pay patients, members are always responsible for their medical bills until sharing takes place.

More Control Over Your Healthcare

You can choose your doctors, not a network. You’re not picking from a predetermined list, you’re choosing your healthcare provider based on your needs.

That means that not only do you have control over which providers you see, you also have the opportunity to manage things like: Cost, Accreditations and Proximity.

You can shop around based on your needs. Our members work with providers who offer fair pricing and have access to an online resource that helps them identify quality care and savings on healthcare spending. There are a variety of programs available to choose from. All options are not only affordable, but are built to fit your needs.

Sharing Program Options

Liberty Unite

Single
Under 35
$259
35-49
$309
50+
$359
$1,000 AUA*
Couple
Under 35
$459
35-49
$509
50+
$649
$1,750 AUA*
Family
Under 35
$849
35-49
$999
50+
$1,239
$2,250 AUA*
$50 additional monthly share amount for each member over 5 people

No co-share

100%
of eligible medical expenses up to $1,000,000 shareable per incident after (AUA)

Liberty Connect

Single
Under 35
$209
35-49
$239
50+
$279
$1,000 AUA*
Couple
Under 35
$339
35-49
$389
50+
$489
$2,000 AUA*
Family
Under 35
$639
35-49
$749
50+
$939
$3,000 AUA*
$50 additional monthly share amount for each member over 5 people

15% co-share

85%
of eligible medical expenses up to $1,000,000 shareable per incident after (AUA)

Liberty Essential

Single
Under 35
$159
35-49
$179
50+
$219
$4,000 AUA*
Couple
Under 35
$259
35-49
$309
50+
$379
$8,000 AUA*
Family
Under 35
$499
35-49
$589
50+
$729
$12,000 AUA*
$50 additional monthly share amount for each member over 5 people

25% co-share

75%
of eligible medical expenses up to $600,000 shareable per incident after (AUA)

There are $75 annual renewal dues for all three programs. But it feels good knowing that the money you’re sharing not only helps your family’s bottom line but your whole community as well, providing them the support they need.

Why Choose Liberty HealthShare?

But this is only part of what sets Liberty HealthShare apart from other medical-cost sharing communities. By joining, you’ll also gain access to:

Healthcare Bluebook

If you can’t see the cost of care, you risk overpaying. Healthcare Bluebook shows you who’s expensive and who’s not.

Ready To Save On Healthcare Costs?